If you want to save money on your flight, you just have to do some research and look around. Of course, traveling cheaply involves more than searching through a few travel websites. You can find inexpensive flights in quite a few ways. Let’s look at some ways you can find the best deals on airfare, whether you are traveling within or out of the country.

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Once you have decided where and when you want to travel you should start looking for affordable airfare. It is more likely that you will find a good deal if you start looking early. Every travel expert i’ve ever spoken to has said the same thing, shop early for the best deals. This is because the airlines want the seats to sell as quickly as possible so they are often listed for a much lower rate than they will be later on, as the plane starts to fill up. There are a lot of different ways to keep track of discounts-you can set up feeds, news alerts and even e-mail alerts to help you do this. Try to keep your travel dates flexible. Can you arrive someplace a day early or leave it a day late? You are more likely to find cheap domestic flights if you are flexible enough with your dates. If your dates are written in stone it is probable that you will pay more for your domestic flight. When you have some wiggle room you are free to search for the best deals possible. If your dates are totally fixed you are pretty much stuck with what is being offered.

There are some airlines that only operate in certain regions of the country. If you happen to be traveling one of these areas, check with that particular airline. If you plan to travel throughout the southwestern states, look into getting your tickets through Southwest Airlines, for example. You don’t have to fly with the major airlines as there are discount airlines that offer discount rates. The savings is worth the lack of perks you will find on these airlines. When you save a couple hundred dollars on your airfare, will you really miss the snack? Finding cheap domestic airfare does not need to be so hard. Too many people think that you can’t negotiate airfare. The reality is there is alot of room to negotiate airfare. The more you can bend the more the airlines will bend. You will be able to find great deals that fit into your budget if you shop carefully. Keep your shirt on. You’ll find the tickets you want for the prices you want to pay.

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All of the major travel agencies provide options for protecting your non-refundable ticket. However, that may not be what you need considering the limitations. More comprehensive travel insurance may fit your needs better.

After working hard for your vacation and looking forward to it for so long, what happens when you’ve purchased the least expensive non-refundable tickets and you have an unforeseen emergency that prevents you from making your trip? Unless you have purchased ticket-protector insurance, you’re probably stuck. Continental, Northwest and America West airlines as well as several travel web sites offer such insurance.

Now, you may still be stuck, depending on the particular policy and the situation that prevented you from making your flight. Travel expert and author, Ed Perkins, calls ticket-protector insurance a “lite” version of trip-cancellation and trip-interruption insurance. Perkins says, “Instead of buying insurance that covers all your bases, like your hotel, car rental or most anything else, you are solely protecting your flight.”

For years, several online travel companies have offered ticket-protector insurance. For about 4% of your ticket price you can be covered up to $3,000. However, before you purchase this insurance, you need to know exactly what is covered and what is not.

It is essential to understand exactly what the covered reasons are, as it could mean the difference between receiving a full refund and having to absorb the cost yourself. Covered reasons typically include medical emergencies, car accidents, terrorist attacks, airline delays or cancellations, natural disasters, death of traveler or family member, adverse weather, airline strikes and jury duty. Be careful, though, as those reasons may have narrower definitions than you would expect.

As an example, a sudden heart attack or debilitating injury would be covered. However, an existing condition such as epilepsy would not be covered even if you have a seizure two days before departure which prevents you from traveling. That condition is already being treated and therefore would not be covered under your ticket-protector insurance.

Adverse weather conditions do not include conditions that are “expected”. For example, if you are traveling to a hurricane-prone area and a Category 4 hurricane is predicted to hit your destination days before your arrival, you will not receive a refund unless the airline cancels the flight or the airport is closed.

While labor strikes are covered reasons, you already have some protection on that front. There is a law requiring airlines to honor competitors’ tickets in the event of a strike or shutdown. However, this law only applies in the United States. It does not cover international airports.

Critics of ticket-protector insurance argue that the coverage is too limited because unforeseen situations are very often not covered. If a person truly has a non-refundable, non-reusable ticket, the insurance may come in handy. However, no one knows their circumstances ahead of time and if there is a problem with the coverage, the insurance company usually wins.

Ticket-protector insurance should only be purchased under limited circumstances say consumer advisers. Airlines are sometimes criticized for prohibiting refunds and then selling insurance to provide those refunds. The airlines respond that providing the insurance gives travelers more choice.

So, is a traveler better off with ticket-protector insurance or more comprehensive travel insurance? While ticket-protector insurance covers only the flight, travel insurance generally covers all aspects of your trip. Chances are that whatever causes a person to miss their flight is also going to cause them to miss their whole trip, or at least necessitate changes across the board, i.e. car rental, hotel reservations, entertainment tickets, etc. A consumer must weigh all factors involved in making the decision on which insurance to purchase, if any.

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Michael Russell

Your Independent guide to Airline Tickets

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